Feedback:User/Kalizar/Guild Settlement

In Guild Wars 2, I think that Guild Halls should be customizable settlements, where you can add in your own buildings, citizens, traders, guards, and guild member perks, such as a weaponmaking hall, or an armor crafting station. I think it should behave the same as regular settlements with the raid system, though it's customizable and you can control who comes in (Except in a raid, where npcs/enemy guilds fight). Also, I think that %1 of each settlement merchant's funds goes to the Guild Storage (as a little tax), a Xunlai Vault for use of the Guild Leader as well as authorized officers/members.